Tier Levels

There are five tier levels of Relationship Rewards:

 

How to determine your tier level:

  1. Do you have a CUNJ First Mortgage or Investment Account?  Congrats, you are automatically in our highest tier with the most benefits: Platinum Plus.
  2. Have you just signed up as a new CUNJ member within the last 30 days?  New members are placed in the Silver tier unless they meet other qualifications to move into a higher tier.
  3. Signature Based Debit Card Transactions - Based on the amount of signature based debit card transactions that post to your Checking account during the month, you could qualify for a tier.  
  4. Combined Balances - Add all of the balances in the following CUNJ Accounts:
    • Deposit Balances: Checking, Money Market, All Savings, Certificates & IRAs
    • Loans Balances - Auto, Boat, RV, Motorcycles, Signature/Personal Loan/Line of Credit, Home Equity Loan/Line of Credit
    • Limits - Credit Card Limit Amounts

The qualifications for each tier level:

  1. Platinum Plus:
    1. Has a CUNJ First Mortgage or Investment Account OR
    2. Made 50 or more Signature Based Debit Card Transactions last month OR
    3. Has combined balances more than $250,000 as of the last day of the previous month
  2. Platinum:
    1. Made between 30-49 Signature Based Debit Card Transactions last month OR
    2. Has combined balances between $75,000 and $249,999.99
  3. Gold:
    1. Made between 20-29 Signature Based Debit Card Transactions last month OR
    2. Has combined balances between $25,000 and $74,999.99
  4. Silver:
    1. Made between 5-19 Signature Based Debit Card Transactions last month OR
    2. Has combined balances between $1,000 and $24,999.99 OR
    3. New Member within last 90 days
  5. Basic:
    1. Made less than 5 Signature Based Debit Card Transactions last month AND
    2. Has combined balances less than $1,000

 

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