TERMS AND CONDITIONS: 1Annual Percentage Rate (APR) effective as of January 1, 2017. Subject to credit approval. Financing available up to 60 months.  Rates as low as 4.99% for 36 months, 5.99% for 48 months, and 6.99% for 60 months.  Rates are based on credit worthiness. Payment amount is determined by APR and term. The loan payment is $29.95 per $1,000 borrowed at 4.99% for 36 months. The loan payment is $23.37 per $1,000 borrowed at 5.99% for 48 months.  The loan payment is $19.69 per $1,000 borrowed at 6.99% for 60 months.  Each personal loan closed during this promotional period will make no payments for 90 days. Accepting the terms of “no payment for 90 days offer” will extend the maturity of your loan for at least 90 days but less than 110 days. If accepting the delayed first payment, you will not be eligible for any other Skip-A-Payment Promotions during 2017. Payments made through Payroll Deduction or Automatic Payment will be deposited into your account for the time you are skipping/delaying your payment.  Interest will accrue during this period. Loan amounts of up to $50,000 are available. Processing fee of $35 will apply.

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