Fixed and Adjustable Mortgages

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$250 Rate Match Guarantee2



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TERMS & CONDITIONS:1Must be a credit union member before closing the loan. New membership must meet the credit union eligibility requirements and maintain a $5.00 membership deposit in the main savings account. All applications must be received by the official expiration date of 9/30/17 and must be opened by 11/30/17. All qualifying loans opened within the promotional period stated above will be automatically entered for a chance to win paid home utilities (up to $1,500) for 6 months. One entry will be given for every new qualifying First Mortgage. New loans only. Refinances from existing CUNJ loans do not qualify. No purchase necessary. To enter, mail a 3x5 card with the name, email, physical address, and contact information to: Credit Union of New Jersey, Attn:Home Loan Promotion, 1301 Parkway Ave, Ewing, NJ 08628. Winner will be selected 12/15/17 in a random drawing to be held by the credit union, and notified by phone that same day.  Subject to change without notice and at the sole discretion of the credit union.  2Under the Rate Match Guarantee CUNJ will match the rate offer of a competing mortgage lender or we will pay you $250.00. You must lock your rate with CUNJ prior to submitting rate match request to qualify for this offer. Loan Estimate from competing lender must be dated and received within three calendar days of locking your interest rate at CUNJ. Please note that other documentation used to show competitors' terms will not qualify for offer. The terms of the competing loan must be identical to CUNJ's loan. If the loan does not close within the commitment period, the rate match may be voided. Note: The initial Loan Estimate from a wholesale lender/broker is not an acceptable document for a rate match submission unless the Lender Information section on the Loan Estimate is completed. To receive $250, you must provide a signed, executed copy of the final Closing Disclosure and a copy of the mortgage note within 30 calendar days of your loan closing with the original competing lender.  Offer not valid if original loan terms or conditions change prior to closing. Once approved, $250.00 will be automatically deposited into your CUNJ account within 30 calendar days of receiving the necessary documentation. Recipient is solely responsible for any personal tax liability arising out of this incentive.


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