IRAs

Planning A Brighter Future...Individual Retirement Accounts (IRAs)

IRA Types

• Roth
• Traditional
• Educational

IRA Account Options

• IRA Share
• IRA Certificate

IRA Share Account Features

• $200 to open account
• Flexible contribution options including payroll deductions
• High dividend rates
• No penalty for early withdrawal

IRA Certificate Features:

• $500 to open account
• Higher dividend rates than an IRA Share account
• Terms from 12-60 months
• Substantial penalty for early withdrawal