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Municipal Deposits

Everything you need and more

Credit Union of New Jersey can accept deposits from counties, municipalities and local school districts. Our suite of custom tailored accounts provide all the features you expect from a full-service financial institution and the uncompromising level of personalized account support that all CUNJ members enjoy.


Municipal Deposits

Checking, Savings and Money Market options designed just for you

Convenience and flexibility were the cornerstone criteria we used to create our Municipal account offerings. Take a look at the account feature chart below to determine which account best suits your municipality needs. If you don’t see exactly what you require, let us know – we may be able to custom design a solution just for you.

Your deposits are protected

The first $250,000 of your deposit is covered by the National Credit Union Share Insurance Fund (NCUSIF). This coverage represents an equivalent level of coverage when compared to FDIC coverage provided by banks. There is a difference, and while it does not affect you in any way as a depositor, it is something we are proud of. Big difference in these coverages is that Credit Unions actually fund the NCUSIF while banks rely on the federal government. Just like other New Jersey financial institutions, your deposits over $250,000 are covered by Government Union Deposit Protection Act (GUDPA).

Payroll Services

Reliable, secure and comprehensive payroll services are available through our payroll service. Together we can create a solution to provide the precise management and reporting features you require.

Merchant Services

The convenience of accepting credit card payments is critical for most businesses. CUNJ can work with you to determine your exact needs and appoint you with the exact equipment and management tools you need to optimize your payment acceptance programs.

Remote Deposit Capture

Depositing business checks is now as easy as sitting at your desk. Our Remote Deposit is a user-friendly, cost-effective way to do business banking without leaving your place of business.


Contact Us for more information!!!

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