Skip to main content

First Mortgages

Whether you’re buying your first home, moving up or downsizing, we’ve got a variety of low-interest programs to please. Our 24-Hour mortgage web center will help you determine how much home you can afford, show you current rates, and help you with Pre-approval. The great rates don’t stop there… we can also help you refinance?  Talk to one of our housing specialists about how we might be able to configure your loan payments online or over the phone.  Apply online or call our Real Estate Center at 800-880-0785 for more information.

 apply today







Secure and Fair Enforcement for Mortgage Licensing Act of 2008

On July 28, 2010 the Nation Credit Union Association (NCUA) and other Federal Agencies published a final rule to implement the federal registration requirements of the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (S.A.F.E. Act). The registration requirements apply to all employees acting in the capacity of a Mortgage Loan Originator (MLO). The S.A.F.E. Act requires all MLO’s to register with the Nationwide Mortgage Licensing System and Registry (NMLS). Once registered, each MLO is provided a Unique Identifier from the NMLS. An MLO must provide this Unique Identifier to each mortgage loan applicant upon request and prior to the employee acting as an MLO.

A list that includes the NMLS information for each MLO employed by the Credit Union of New Jersey is below:

MLO ID and Name

MLO ID and Name

MLO ID and Name

1670956 Quianna Ali

914399 Roy Angus

160971 Linda Bock

411932 Claudia Colón

1670959 Maria DelRe

412091 Frances K Everton

1403514 Brian Francique

1670955 Daniel Freitag

1426928 Heather Gallant

135033 Christopher Hartsough

1670968 Narda Herrera

1670970 Annisa Holman

300144 Andrew Jaeger

1670973 Roberta Kasony

1670962 Kathleen Kelly

1670963 Amardeep Kohli

1116749 Crystal Markham

1670972 Juliet McFarlane

576501 Cynthia Mordecai

1670957 Ameya Naik

1670965 Jennifer O’Lone

1427271 Shenice Palmer

1682449 Kathleen Pizzuti

81117 Jennifer Roslowski

1670964 Tammy Rubino

1670974 Denise Ruiz

1670958 Odessa Santiago

782952 Soma Sarkar

1670967 Nykisha Sheffield

1670960 Martin Sofronski

622916 Joseph Tkaczuk

412100 Robert Vuocolo

1700331 Brenda Williams

For more information about the registry, please visit the NMLS at

Credit Union of New Jersey’s NMLSR ID is 401368

  • Paying too much for loan
  • All Rights Reserved © 2013 - Credit Union of New Jersey
    Federally Insured by NCUA
  • America's Credit Union
  • Equal Housing Lender
  • Equal Opportunity Lender