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If you are in the Basic tier, there are four more level that you can earn in Relationship Rewards. To learn more about the program, click here


Here's what you need to qualify for the Basic tier:

  • Less than 5 Debit Card Purchase Transactions last month AND
  • Less than $500 Monthly ACH Deposits AND
  • Combined balances less than $1,000 as of the last day of the previous month


Tips for moving up:

  • Increase your household balances by applying for a loan or opening another account
  • Open a First Mortgage or Investment Account with CUNJ, and you will automatically get Platinum Plus status!
  • Increase your Signature Based Debit Card Transactions:
    • Say "Credit" instead of "Debit" when making purchases with your Debit Card ("Debit" transactions will not count towards this total)
    • Use your Debit Card more often.  Added benefit: Purchase Rewards!
    • If you don't have a Checking and Debit Card, open one today!
  • Combine your household balances - Opt-in to householding your entire household by completing a Householding Consent Form.  This will aggregate your entire household balance and take other qualifications into consideration to give your entire household more benefits!



*Annual Check Printing is effective January through December. Must order with a CUNJ Representative. Selected styles only. **Maximum discount for consumer loans is 0.25% off (for Platinum Plus tier) for this program and 0.50% off combined with other programs. Subject to credit approval. First Mortgages, second mortgages (including Home Equity Loans and Lines), student loans, personal line of credit and credit cards are excluded from this discount.

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