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  • Get an auto loan or refinance your current one and we'll discount your qualifying rate by .75% APR*.

  • Skip your first payment for 75 days**.


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*Annual Percentage Rate (APR) effective April 1, 2018 and subject to change without notice. Auto loan rate discount of 0.750% APR is a limited time offer. Rates range from 1.99% to 18.24% APR for new autos and from 2.49% to 19.24% for used autos. Final rate determined by credit history and may be adjusted based on model year and loan to value. Rates indicated are for a 24-month term. The loan payment is $42.54 per $1,000 borrowed at 1.99% APR for 24 months. The loan payment is $42.76 per $1,000 borrowed at 2.49% APR for 24 months. Certain restrictions may apply. This offer is subject to credit approval. Rate discount cannot be combined with additional offers. Minimum loan amount is $2,500. CUNJ membership in good standing is required.  Refinances from existing CUNJ loans do not qualify. All applications must be received by the offer expiration date as determined by the credit union.

**Accepting the terms of “no payment for 75 days offer” will extend the maturity of your loan for at least 75 days but less than 110 days. This offer “no payment for 75 days” is valid on new or used vehicle loans only. Offer excludes recreational and boat loans. There is no fee involved for this delayed 1st payment offer. If accepting the delayed first payment, you will not be eligible for any other Skip-A-Payment Promotions during 2018. Payments made through Payroll Deduction or Automatic Payment will be deposited into your account for the time you are skipping/delaying your payment.

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