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All applications must be received by 10/31/2018 and loan disbursed prior to drawing date of 11/15/2018, to qualify for a chance to win home improvement grand prize of $2,750, second place prize of $750 and third place prize of $750. Minimum outstanding loan amount of $10,000 to qualify for entry into raffle prize drawing. One automatic entry to the raffle for each Home Equity Loan or Home Equity Line of Credit closed during the promotion period. No purchase necessary. To enter without purchase, mail a 3x5 card with name, email address, physical address and contact information to: Credit Union of New Jersey, Attn: Home Equity Loan Promotion, 1301 Parkway, Ave, Ewing, NJ 08628. Winners will be selected 11/15/2018 in a random drawing to be held by the credit union and will be notified by phone. Subject to change without notice and at the sole discretion of the credit union. One prize drawing entry per eligible loan.

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